We have urgent opening for ACM-SME, Business Loan, Working CapitalLoaction : MumbaiJob Discription:Based on the application received, carry out a thorough appraisal in terms of credit worthiness of loan applicants [Salaried, Self Employed Professionals, Corporations etc]. Prepares the CAM based on evaluation.Verify the banking entries of applicants including bank credit facilities availed, inward and outward cheque transactions, cheque returns history, repayment history of bank/FI loans etcCheck and verify credit history and credit score with CIBIL for individuals and corporate applicants.
Provide recommendation on approval/non approval of loans based on the evaluation.Ensure checking every application in detail to ensure there is no scope for fraud, manipulation or error by any party involved.Keeps self and others abreast by closely monitoring changes in Organization policies towards loan disbursal and quickly implements the same in day to day working. Maintain process checklist and quality checksComply to the TAT without compromising the rigour required for credit analysis.
Ensure atleast 4 days site visit in a monthBuild and maintain effective MIS including – daily business MIS, disbursal MIS, IMD and Vendor MIS. Provide these reports to supervisors on a timely basis.Provide Legal/ valuation report trigger to vendors for action.Obtain and compile copies of loan applicants’ credit histories, corporate financial statements, and other financial information
Responsible for PDD follow-upCTC 9Laccandidates can send their resume on firstname.lastname@example.org
Contact : 079-40026703Best RegardsHeenaWHR Consultancy207,Unhil complex,Behind City Center,Swastik Cross road, Navrangpura,Ahmedabad.